IHG Points Calculator: is your next stay worth points or cash?

How the IHG points calculator works

Pick a city and dates. IHG Points Finder pulls the live cash rate and the reward night price for each IHG hotel and divides one by the other, so you see how many dollars or euros you get for every 10,000 points. Above about $55 per 10,000 points, using points is usually a good deal. Below about $45, paying cash and keeping your points is usually smarter.

How much are IHG points worth?

In our live check on October 31, 2026, across 3,953 priced nights at 1,101 hotels in 59 of our 62 featured cities, the middle value was about 0.58 US cents per point, or $58.00 per 10,000 points. The value changes by hotel and by night, which is why checking your own dates matters.

Read more: What are IHG points worth

How many IHG points do you need for a free night?

A typical IHG reward night cost 25,000 points in the same check. Half of nights were between 20,000 and 36,000 points, and the cheapest was 6,000.

Read more: How many IHG points for a free night

Should you buy IHG points?

Only for a specific stay where the cash price is clearly higher than what the points cost you to buy. In our Oct 31, 2026 check, about 1 in 18 reward nights (216 of 3,953) were better paid in cash, so check the night before you buy.

Read more: Is the IHG points sale worth it

More IHG points data

• IHG points statistics 2026
• IHG reward night discounts (15% off)
• What happened to IHG PointBreaks
• Best IHG hotels for points in Orlando
• IHG points value by city
• IHG fourth night free value
• IHG points or cash